How to Enjoy Summer Without Derailing Your Debt Payoff Plans
- Katy Almstrom
- Aug 8
- 1 min read

Summer doesn't have to be a budget buster, but most people fall into the same expensive traps every year. They start with good intentions, say yes to everything without a plan, and then avoid looking at their bank account until fall hits with back-to-school stress.
Sound familiar?
In this episode, I'm sharing our family's real approach to enjoying summer without going broke and ditching your debt payoff plans - and it's way simpler than you think.
You'll learn:
The year-long planning strategy that makes summer expenses feel manageable
How to create the "summer activities list" that keeps costs low and fun high
Why most summer magic is actually free (and how to lean into that)
The scheduling trick that spreads out bigger expenses without the guilt
How to avoid the dangerous summer money avoidance spiral
What to do right now if you're already feeling behind
Stop thinking you need to spend your way to a good summer. I'll show you how slowing down and being intentional creates better memories than any expensive activity ever could.
Plus: Get my free guide "9 Ways to Break Up with Your Credit Cards" to help you take the next step on your debt-free journey.
Connect with Katy on Instagram and in her Facebook Group
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