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How to Enjoy Summer Without Derailing Your Debt Payoff Plans

  • Writer: Katy Almstrom
    Katy Almstrom
  • Aug 8
  • 1 min read


Katy Almstrom, a money mentor and financial coach for self-employed women, delves into the common struggle with savings and offers valuable insights on how to increase your savings.

Summer doesn't have to be a budget buster, but most people fall into the same expensive traps every year. They start with good intentions, say yes to everything without a plan, and then avoid looking at their bank account until fall hits with back-to-school stress.


Sound familiar?


In this episode, I'm sharing our family's real approach to enjoying summer without going broke and ditching your debt payoff plans - and it's way simpler than you think.


You'll learn:

  • The year-long planning strategy that makes summer expenses feel manageable

  • How to create the "summer activities list" that keeps costs low and fun high

  • Why most summer magic is actually free (and how to lean into that)

  • The scheduling trick that spreads out bigger expenses without the guilt

  • How to avoid the dangerous summer money avoidance spiral

  • What to do right now if you're already feeling behind


Stop thinking you need to spend your way to a good summer. I'll show you how slowing down and being intentional creates better memories than any expensive activity ever could.



Plus: Get my free guide "9 Ways to Break Up with Your Credit Cards" to help you take the next step on your debt-free journey. 

 

Connect with Katy on Instagram and in her Facebook Group

 
 
 

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