The Real Reason You Can't Stick to Your Budget

Katy Almstrom
Nov 13
1 min read

Your budget keeps failing - and it's not because you're bad with money.

It's because you're trying to force your real life into a generic template that doesn't account for what's actually happening.

With the holidays coming up (Thanksgiving, Christmas, birthdays, parties, travel), November and December need a PLAN, not a budget.

In this episode, I'm walking you through how to create a spending plan based on your actual calendar, your household's real needs, and what matters to YOU - so you can stop feeling like a failure when life doesn't fit the template.

You'll learn:

Why generic budgets set you up to fail (especially during the holidays)
The difference between a budget and a spending plan
How to plan for your actual life by looking at your calendar
What to consider for November/December specifically (because these months are NOT normal)
How to make intentional choices about what matters vs. what doesn't
Why flexibility is key to a plan that actually works